Best savings accounts of the week: Savers urged to 'shop around' as account offers 7.5% rate - full list

Britons are being urged to enjoy "real returns" on their savings account by switching to an account with a high interest rate, with major banks offering accounts at 7.5 per cent AER.Experts from Moneyfactscompare have put together a list of the best savings account for the week beginning November 3, 2025.Among the banks and building societies singled out by the financial services comparison website include Principality Building Society and Zopa.Savers are rushing to secure a high interest account before potential further interest rate cuts from the Bank of England later this year. TRENDING Stories Videos Your Say Best regular savings accountsHere is a full list of the best regular savings currently on offer this week with interest rates attached:Principality BS – 7.5 per cent AER / 7.36 per cent Gross Zopa – 7.1 per cent AER / 6.87 per cent Gross Progressive BS – Seven per cent AER / Gross Co-Operative Bank – Seven per cent AER / Gross Nationwide BS – 6.5 per cent AER / Gross Kent Reliance – Six per cent AER / Gross Hanley Economic BS – 5.5 per cent AER / Gross Scottish BS – Five per cent AER / Gross Monmouthshire BS – 4.75 per cent AER / Gross Market Harborough BS – 4.25 per cent AER / GrossBest fixed-rate savings accountsHere is a list of the best savings accounts offering a one-year fixed interest rate:LHV Bank – 4.46 per cent AER / Gross Conister Bank – 4.45 per cent AER / Gross Habib Bank Zurich – 4.45 per cent AER / Gross DF Capital – 4.40 per cent AER / Gross JN Bank – 4.38 per cent AER / Gross Vanquis Bank – 4.35 per cent AER / Gross GB Bank – 4.35 per cent AER / Gross Affin Bank – 4.35 per cent AER / GrossLATEST DEVELOPMENTS'Missed opportunity': Free bus pass plans scrapped as Labour makes U-turnInheritance tax shock as millions of couples at risk of unexpected bill - 'stressful and expensive'Retirement warning as thousands of state pensioners live on less than half the income neededBest cash ISAsHere is a list of the best cash ISAs with a one year fixed interest rate attached currently on offer:Vida Savings – 4.28 per cent AER / Gross Tembo Money – 4.27 per cent AER / Gross Investec Bank – 4.27 per cent AER / Gross UBL UK – 4.23 per cent AER / Gross Zopa – 4.22 per cent AER / Gross Gatehouse Bank – 4.21 per cent AER / Gross NatWest – 4.20 per cent AER / Gross Royal Bank of Scotland – 4.20 per cent AER / Gross Vanquis Bank – 4.16 per cent AER / Gross Hodge Bank – 4.16 per cent AER / Gross Here is a full list of the best cash ISAs with a variable interest rate attached currently on offer:Moneybox – 4.52 per cent AER / 4.49 per cent Gross Plum – 4.45 per cent AER / 4.40 per cent Gross Chip – 4.42 per cent AER / 4.33 per cent Gross Moneybox – 4.24 per cent AER / Gross Harpenden BS – 4.21 per cent AER / Gross Principality BS – 4.20 per cent AER / Gross Bank of Ireland UK – 4.16 per cent AER / Gross Coventry BS – 4.15 per cent AER / Gross Teachers BS – 4.14 per cent AER / Gross Tesco Bank – 4.13 per cent AER / GrossBest easy-access accountsHere is a full list of the best easy access savings accounts without a bonus attached:cahoot – Five per cent AER / Gross Chase – 4.40 per cent AER / Gross Snoop – 4.35 per cent AER / 4.26 per cent Gross Coventry BS – 4.30 per cent AER / Gross Tipton & Coseley BS – 4.30 per cent AER / Gross Manchester BS – 4.25 per cent AER / Gross Hodge Bank – 4.21 per cent AER / Gross Penrith BS – 4.21 per cent AER / Gross Harpenden BS – 4.15 per cent AER / Gross Teachers BS – 4.15 per cent AER / GrossHere is a full list of the best easy access accounts with a bonus attached:Chase – 4.50 per cent AER / 4.41 per cent Gross Ulster Bank – 4.50 per cent AER / 4.41 per cent Gross Sidekick – 4.48 per cent AER / 4.39 per cent Gross Monument Bank – 4.41 per cent AER / 4.32 per cent Gross Chip – 4.37 per cent AER / 4.29 per cent Gross Chip – 4.33 per cent AER / 4.26 per cent Gross Shawbrook Bank – 4.30 per cent AER / 4.22 per cent Gross Principality BS – 4.25 per cent AER / 4.17 per cent Gross Tesco Bank – 4.20 per cent AER / Gross Skipton BS – 4.16 per cent AER / Gross Caitlyn Eastell, spokeswoman at Moneyfactscompare.co.uk, said: “Moneybox now leads the Cash ISA market with a 4.52 per cent AER, but savers should note this includes a bonus that expires after 12 months and limits withdrawals.”She added: “Regular savers can earn up to 7.50 per cent AER, outpacing inflation by over 3 per cent, but it’s vital to check the terms and conditions for any restrictions.”“The average savings rate has dipped slightly from 3.43 per cent to 3.42 per cent,” she warned.“Savers need to shop around and consider challenger banks, rather than sticking with providers out of loyalty.” Our Standards: The GB News Editorial Charter