NS&I announces August Premium Bonds results as millions of prizes up for grabs
National Savings and Investment (NS&I) has revealed the lucky winners for August 2025's Premium Bonds prize draw, with two savers taking home the £1million jackpot.Unlike traditional savings accounts, Premium Bonds do not accrue interest in a traditional way with bond holders enrolled in a monthly prize draw.Customers are given the opportunity to win up to £1million through the prize draw with other cash prizes of up to £100,000, £50,000 and £25,000 also up for grabs.Smaller cash prizes are also available through the NS&I product, however Premium Bonds has become well known for the jackpot prize worth £1million.Who won August's £1million prize?Two lucky Premium Bonds holders are celebrating life-changing wins this August, each scooping a £1million jackpot. One winner is from Central Bedfordshire, while the other lives overseas.The Central Bedfordshire winner holds £7,000 in Premium Bonds, with the winning Bond (number 148YD123622) purchased in December 2008. This marks the fifth time the area has produced a £1million prize winner.The second jackpot goes to a Premium Bonds holder based overseas. They hold £50,000 in Bonds, and their winning Bond (number 205XQ030808) was bought in May 2013. This is the sixth time a jackpot has been won by someone living abroad.In total, over six million prizes worth more than £396 million are being paid out this month, including 75 prizes of £100,000. One standout win comes from West Scotland, where a customer with just £750 in holdings has landed a £100,000 prize..The jackpot winners were picked by ERNIE, the Government’s Electronic Random Number Indicator Equipment, which selects prize winners each month from over 24 million Premium Bond holders.NS&I’s Retail Director, Andrew Westhead, said: "Huge congratulations to our two August millionaires, and to everyone else who has won one of the over six million prizes we’re paying out this month, including 75 £100,000 prizes. Our Central Bedfordshire winner shows that you don’t need to have the full amount invested to win big, as every £1 Bond has an equal chance of winning the £1 million jackpot. "And remember, if you’re moving abroad and want to keep your Premium Bonds, you still need to have a UK bank account."LATEST DEVELOPMENTS:NS&I confirms major overhaul to savings rates as Premium Bonds customers issued 'timely reminder'Premium Bonds alert: Britons urged to take action as £103million in NS&I prizes remain unclaimedPremium Bonds alert: Britons warned 'savings are losing money to inflation' after NS&I cutPeople living abroad can hold Premium Bonds, provided they maintain a UK bank or building society account in their own name. However, local laws may prevent residents in some countries from buying or holding them, and any winnings could be subject to taxation depending on local regulations.Anyone living overseas who holds Premium Bonds should make sure their contact details are kept up to date with NS&I. It's also important to check the rules in their country or state of residence before purchasing or topping up Bonds.For those based in the UK, now could be a good time to start a summer savings habit. Premium Bonds can be bought from just £25, and customers can top up their savings quickly and securely through their NS&I account or bank transfer. Adding to the Bonds regularly can help boost your chances in the monthly prize draws.Thousands of savers have recently received surprise windfalls after being reunited with forgotten Premium Bonds and old savings, according to new figures from NS&I. However, many more could still be sitting on unclaimed cash without knowing it.As of June 2025, over 2.5 million Premium Bond prizes remain unclaimed, worth more than £103 million.That includes 11 prizes of £100,000, 19 worth £50,000, 38 at £25,000, and 75 prizes of £10,000, prizes that could still legally be claimed. Some of the prizes date back decades, with many savers having moved home or changed contact details without updating NS&I.In the 2024–25 financial year alone, more than £166 million was returned to savers who had lost touch with their accounts. NS&I said it successfully traced 52,693 accounts using its dedicated tracing service and the My Lost Account tool.Anyone unsure if they’re owed money can check for free on the NS&I website or through MyLostAccount.org.uk.
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National Savings and Investment (NS&I) has revealed the lucky winners for August 2025's Premium Bonds prize draw, with two savers taking home the £1million jackpot.
Unlike traditional savings accounts, Premium Bonds do not accrue interest in a traditional way with bond holders enrolled in a monthly prize draw.
Customers are given the opportunity to win up to £1million through the prize draw with other cash prizes of up to £100,000, £50,000 and £25,000 also up for grabs.
Smaller cash prizes are also available through the NS&I product, however Premium Bonds has become well known for the jackpot prize worth £1million.
Who won August's £1million prize?
Two lucky Premium Bonds holders are celebrating life-changing wins this August, each scooping a £1million jackpot. One winner is from Central Bedfordshire, while the other lives overseas.
The Central Bedfordshire winner holds £7,000 in Premium Bonds, with the winning Bond (number 148YD123622) purchased in December 2008. This marks the fifth time the area has produced a £1million prize winner.
The second jackpot goes to a Premium Bonds holder based overseas. They hold £50,000 in Bonds, and their winning Bond (number 205XQ030808) was bought in May 2013. This is the sixth time a jackpot has been won by someone living abroad.
In total, over six million prizes worth more than £396 million are being paid out this month, including 75 prizes of £100,000.
One standout win comes from West Scotland, where a customer with just £750 in holdings has landed a £100,000 prize..
The jackpot winners were picked by ERNIE, the Government’s Electronic Random Number Indicator Equipment, which selects prize winners each month from over 24 million Premium Bond holders.
NS&I’s Retail Director, Andrew Westhead, said: "Huge congratulations to our two August millionaires, and to everyone else who has won one of the over six million prizes we’re paying out this month, including 75 £100,000 prizes.
Our Central Bedfordshire winner shows that you don’t need to have the full amount invested to win big, as every £1 Bond has an equal chance of winning the £1 million jackpot.
"And remember, if you’re moving abroad and want to keep your Premium Bonds, you still need to have a UK bank account."
LATEST DEVELOPMENTS:
- NS&I confirms major overhaul to savings rates as Premium Bonds customers issued 'timely reminder'
- Premium Bonds alert: Britons urged to take action as £103million in NS&I prizes remain unclaimed
- Premium Bonds alert: Britons warned 'savings are losing money to inflation' after NS&I cut
People living abroad can hold Premium Bonds, provided they maintain a UK bank or building society account in their own name.
However, local laws may prevent residents in some countries from buying or holding them, and any winnings could be subject to taxation depending on local regulations.
Anyone living overseas who holds Premium Bonds should make sure their contact details are kept up to date with NS&I. It's also important to check the rules in their country or state of residence before purchasing or topping up Bonds.
For those based in the UK, now could be a good time to start a summer savings habit.
Premium Bonds can be bought from just £25, and customers can top up their savings quickly and securely through their NS&I account or bank transfer. Adding to the Bonds regularly can help boost your chances in the monthly prize draws.
Thousands of savers have recently received surprise windfalls after being reunited with forgotten Premium Bonds and old savings, according to new figures from NS&I. However, many more could still be sitting on unclaimed cash without knowing it.
As of June 2025, over 2.5 million Premium Bond prizes remain unclaimed, worth more than £103 million.
That includes 11 prizes of £100,000, 19 worth £50,000, 38 at £25,000, and 75 prizes of £10,000, prizes that could still legally be claimed. Some of the prizes date back decades, with many savers having moved home or changed contact details without updating NS&I.
In the 2024–25 financial year alone, more than £166 million was returned to savers who had lost touch with their accounts. NS&I said it successfully traced 52,693 accounts using its dedicated tracing service and the My Lost Account tool.
Anyone unsure if they’re owed money can check for free on the NS&I website or through MyLostAccount.org.uk.
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