Top savings account of the week: Britons urged to grab 'window of opportunity' and lock in top rates up to 7.5%

With interest rate cuts widely expected later this year, the clock may be ticking for savers to secure the best returns. Although inflation has eased and the Bank of England has paused its rate hikes for now, many top savings deals are already starting to vanish. This week’s leading accounts still offer competitive rates — but experts warn they may not stick around for long.Analysts at Moneyfactscompare have compiled a list of the best savings accounts available in the UK for the week beginning April 14.Rachel Springall, finance expert at Moneyfactscompare.co.uk said: "The bank holiday weekend should give people some free time to explore their savings habits, and those who want to rejuvenate their safety nets could grab a top rate regular savings account."A regular savings account encourages frequent deposits, so it can sit alongside a more common easy access account."Savers need to be vigilant to check their pots frequently and switch if their loyalty is not being paid but also act fast if they want to grab a lucrative fixed rate deal."Best regular savings accountsHere is a list of the best regular savings accounts currently on offer this week:Principality BS – 7.50 per cent AER / 7.36 per cent GrossThe Co-operative Bank – Sevent per cent AER / GrossNationwide BS – 6.50 per cent AER /GrossMelton BS – 6.50 per cent AER / GrossNatWest – 6.17 per cent AER / Six per cent GrossRoyal Bank of Scotland – 6.17 per cent AER / Six per cent GrossMarket Harborough BS – Six per cent AER / GrossWest Brom BS – Six per cent AER / GrossTSB – Six per cent AER / GrossProgressive BS – 5.75 per cent AER / GrossBest fixed-rate savings accountsHere is a list of the best savings accounts on offer with a one-year fixed-rate interest rate attached for the week:Cynergy Bank – 4.65 per cent AER / Gross LHV Bank – 4.65 per cent AER / Gross Close Brothers Savings – 4.61 per cent AER / Gross Cynergy Bank – 4.59 per cent AER / Gross Cynergy Bank – 4.57 per cent AER / Gross Oxbury Bank – 4.55 per cent AER / Gross Al Rayan Bank – 4.55 per cent AER / 4.48 per cent Gross Conister Bank – 4.52 per cent AER / Gross Chetwood Bank – 4.51 per cent AER / Gross Progressive BS – 4.50 per cent AER / Gross Best Cash ISAsHere is a full list of the best cash ISAs with a one-year fixed interest rate attached currently on offer for the week:Gatehouse Bank – 4.35 per cent AER / GrossPunjab National Bank (International) Limited – 4.35 per cent AER / GrossUBL UK – 4.31 per cent AER / GrossZopa – 4.30 per cent AER / 4.21 per cent GrossNewcastle BS – 4.30 per cent AER / GrossTipton & Coseley BS – 4.27 per cent AER / GrossCharter Savings Bank – 4.27 per cent AER / GrossCastle Trust Bank – 4.26 per cent AER / GrossKent Reliance – 4.26 per cent AER / GrossNationwide BS – 4.25 per cent AER / GrossHere is a full list of the best cash ISAs with a variable interest rate attached currently on offer for the week:Moneybox – 5.71 per cent AER / Gross Plum – 5.68 per cent AER / 5.60 per cent Gross Moneybox – Five per cent AER / Gross Tembo Money – 4.80 per cent AER / 4.69 per cent Gross Monument Bank – 4.76 per cent AER / 4.66 per cent Gross Charter Savings Bank – 4.59 per cent AER / Gross Marsden BS – 4.55 per cent AER / Gross Buckinghamshire BS – 4.53 per cent AER / Gross Kent Reliance – 4.51 per cent AER / Gross Trading 212 – 4.50 per cent AER / 4.41 per cent Gross Best easy access savings accountsHere is a full list of the best easy access savings accounts without a bonus attached for the week:cahoot – Five per cent AER / GrossAtom Bank – 4.75 per cent AER / 4.65 per cent GrossMonument Bank – 4.75 per cent AER / 4.65 per cent GrossVida Savings – 4.63 per cent AER / GrossCharter Savings Bank – 4.59 per cent AER / GrossOxbury Bank – 4.58 per cent AER / 4.49 per cent GrossChetwood Bank – 4.52 per cent AER / 4.43 per cent GrossBuckinghamshire BS – 4.51 per cent AER / GrossSaffron BS – 4.50 per cent AER / GrossHarpenden BS – 4.50 per cent AER / GrossHere is a full list of the best easy access accounts with a bonus attached for the week:Chip – 4.76 per cent AER / 4.65 per cent Gross Chase – 4.75 per cent AER / 4.65 per cent Gross Sidekick – 4.59 per cent AER / 4.49 per cent Gross Principality BS – 4.50 per cent AER / Gross Post Office Money® – 4.40 per cent AER / Gross Marcus by Goldman Sachs® – 4.30 per cent AER / 4.22 per cent Gross SAGA – 4.30 per cent AER / 4.22 per cent Gross Nottingham BS – 4.25 per cent AER / Gross Tesco Bank – 4.10 per cent AER / Gross Principality BS – Four per cent AER / Gross